Trust YML to Get You The Best Residential Mortgage

Get the Home of Your Dreams

Buying a home is likely to be the biggest investment you’ll ever make. Getting the right residential mortgage can save you thousands of dollars over the course of your home ownership, and make the day-to-day of owning a home more attainable. Get the home of your dreams without the headaches. One of YML’s experienced mortgage brokers will walk you through the process, making things easy while building your understanding of the landscape. Every percentage point counts, putting more money in your pocket.

How Much can I get Pre-QUALIFIED For?

Home Buyer Residential Mortgage

Whether this is your first home or one of many, buying a home is one of the most exciting things you’ll ever do. That’s why it’s one of our favourite things to do! Helping you find the most affordable solution to swing open that front door is the job we take the most pride in. Let us take you through all the ins and outs of buying your first home and getting approved for your first mortgage!

Get my First Mortgage!

New Home Residential Mortgage

Buying a new home can sometimes be complicated, especially if you have a current mortgage, or your new home isn’t built yet. We have been navigating our clients through these obstacles for years, and can lay out all the best options for you. Whether you want to keep your current home as a rental property, or sell and build simultaneously, we’ve got your back.

Discover my New Home Options

Small Numbers, Big Difference

When we’re negotiating a residential mortgage for you, we know that a fraction of a percent can save you huge amounts of money. Consider a 2.99% residential mortgage versus 2.59%. Though it sounds menial, the 0.4% difference could mean years less of mortgage payments. Let’s take a look. If you bought a $400,000 home and put 10% down:

2.99% 2.59%
Home Cost $400,000 $400,000
Down Payment $40,000 $40,000
Total Mortgage $380,000 $380,000
Payment Schedule Monthly Monthly
Monthly Payment $1,701.84 $1,628.86
Interest After 5 Years $49,759.66 $42,978.49
Interest After 25 Years $150,551.14 $128,657.46
Total Interest (25 Years) $150,551.14 $128,657.46
Total Cost $510,551.14 $488,657.46

That means that over the course of 25 years, that 0.4% difference could save you $21,893.68! I bet you can think of a few things you’d rather do with 20k than give it to a bank…

The Best Option for Your Mortgage

At Your Mortgage Link, there’s nothing more important than getting you in the best home at the best rate. We have the best residential mortgage rates and a boat load of options. It’s what we do most, and we do it well. When it comes to the biggest purchase of your life, get a professional on the job.

Current Saskatoon Mortgage Interest Rates


1 Year Fixed 1.84%
2 Year Fixed 1.54%
3 Year Fixed 1.54%
4 Year Fixed 1.54%
5 Year Fixed (High Ratio) 1.94%
5 Year Fixed (Uninsurable) 2.29%
7 Year Fixed 2.34%
10 Year Fixed 2.79%
Home Equity Line of Credit 2.65%
5 year Variable (Insured) 1.45%

Prime Rate

Benchmark Rate 4.79%
Rates are subject to change without notice. For the most current Saskatoon Mortgage rates, call (306) 244-4663.


























Your Mortgage Link

Whether you are a first time home buyer or looking for a new home, our team is here to help you navigate the mortgage process.

Your Mortgage Link

511 Pohorecky Lane 
Saskatoon, SK
Email: info@yourmortgagelink.ca
Phone: (306) 244-4663

Buying Your First Home?

Our team will help you find the best rate, walk you through the steps of signing your first mortgage and answer any questions you may have. 

Brokerage Number: 315794

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