WHY YML IS YOUR BEST OPTION
Why Choose Us?
Expert Team, Industry Experience: Independent Mortgage Brokers
Buying a home or investing in a business is likely to be the largest financial decision of your lifetime. Here’s why we’re right for the job as independent mortgage brokers:
Independant from Banks
One of the main benefits of using an independent mortgage broker is that we have access to the entire mortgage market. Your Mortgage Link was founded to ensure you get the best mortgage possible. We scan every possible solution on the market to find the product that’s best for you, regardless of lender. We negotiate the lowest rate for you, and pass discounts directly on to you. We don’t work for banks or large corporations — we work for you.
One of our core values is total transparency. When we’re completing your application, there are two screens — one for us and one for you. You’ll know what we are doing each and every step of the way. We pride ourselves on communicating the entire process with you, and will tell you clearly all that you need to know to be successful.
Our team of independent mortgage brokers specializes in mortgages. Because it’s all we do, we’re extremely well-versed on every aspect of the process. Our thorough understanding of the mortgage and lending industry puts you in control. Our brokers never stop learning. The financial industry is rapidly changing, and we are always ahead of the curve.
Relationships with Lenders
We’ve built relationships with tons of lenders, and know who is best for your unique situation. This trust gains us access to exclusive deals not available on the open market. Once we understand your situation, we tell your story to the lenders that suit your needs. Because we know what they’re looking for, we’re almost always able to get you the best possible financing option.
Advantageous for Those with Poor Credit
We have access to lenders who specialize in servicing people with adverse credit, and can leverage relationships with tertiary and mainstream banks. While most banks aren’t able to help people out of a tough situation, we can secure a short term solution to build your credit. As soon as possible, we’ll switch you to a lower rate.
Free to You
We work for you, not the bank. Lenders pay us a referral fee for the work we do on your behalf. We’re only happy when you are.
You Are Our Top Priority
As independent mortgage brokers, the best solution for us is what’s best for you. You’ve got enough on your plate—let us do the heavy lifting and ensure you get the best mortgage possible. In an industry built on relationships, we’ll leverage our deep network to get you what you need. We believe in open lines of communication, total transparency, and delivering beyond expectations, so you can rest easy knowing that the biggest investment of your lifetime is in good hands.
Throughout our decades of experience we’ve learned what works (and what doesn’t), so we know how to put the lenders to work for you.
At Your Mortgage Link, we measure our success by seeing you succeed. We’ll help you secure the best option for this time in your life. Get in touch with us to book a free consultation to see how much money you can save.
Current Saskatoon Mortgage Interest Rates
|1 Year Fixed||3.19%|
2 Year Fixed
|3 Year Fixed||2.14%|
|4 Year Fixed||3.09%|
|5 Year Fixed (Hight Ratio)||1.99%|
|5 Year Fixed (Uninsurable)||2.49%|
|7 Year Fixed||3.19%|
|10 Year Fixed||3.19%|
|Home Equity Line of Credit||2.95%|
|Conventional Equity Program||2.34%|
5 Year Variable (Insured)
|Rates are subject to change without notice. For the most current Saskatoon Mortgage rates, call (306) 244-4663.|
Don’t Take Our Word For It
We’re so proud of the work we do and while we’d love to rave about it all day, it means much more coming from our customers. Check out our reviews on Google and read the testimonials below to hear from real customers.
"I trust Marcel and team with all of my real estate investments. I have been investing in real estate for 10+ years, and Marcel has been quintessential in helping me grow my portfolio. They always have my best interest in mind and I know that they will always give me 1001% to not only get me a mortgage, but to give me the best rate possible. They have been with me from the beginning and I have learned a lot from both of them over the years. I highly recommend Mortgage Link."
"Marcel is fantastic. He was extremely helpful and helped to streamline our applications to work the best for us and our situation. His friendly demeanor and desire to do anything to help his clients makes us confident that our mortgage is in the right hands."
"I'd recommend Your Mortgage Link to everyone! I was a first time home buyer and the experience was very overwhelming, but they made it really easy for me. You can book an appt within a day or two, they are very accommodating for that. Quick to email back. Lots of documents I needed were in another city but they were accepting to receive documents in other ways via fax or email. And most importantly for me, they were great to explain everything in detail so I had a complete understanding of everything. Very, very friendly people as well, they make you feel comfortable and relaxed! "
"When we initially got our mortgage we went with a large bank (RBC). Near renewal time we met Marcel, and we are so lucky we did! He secured us a significantly better mortgage rate, saving us more than $6,000 over the remainder of our mortgage! He is transparent, kind and accommodating. Marcel helped us understand the process while making the to do list as easy as possible. We had an excellent experience, and I recommend Marcel and the team at YML!"
"Marcel took the time on a weekend to go through all of the details and current financial situation. He took two hours to explain everything and go through information I didn’t even know existed. I would go back in the future and recommend him to anyone looking for a mortgage."
Your Mortgage Link
Buying Your First Home?
Our team will help you find the best rate, walk you through the steps of signing your first mortgage and answer any questions you may have.